Marital Balance Sheet: Settlement Summary
Party A and Party B. Prepared August 26, 2026. Illustrative only, not legal advice.
Setup
Names appear on the printed summary. Adjust the target split if you're not dividing evenly.
Assets and debts
Mark anything owned before the marriage, inherited, or gifted as separate. It stays out of the division. Classification rules vary by state.
| Item | Category | Type | Value | Classification | Goes to | Pre-tax | |
|---|---|---|---|---|---|---|---|
Result
What this is and isn't
This is arithmetic, not legal advice. It shows what a division looks like given the numbers you enter — it does not determine what either party is legally entitled to.
Whether an asset counts as marital or separate is governed by state law and is frequently disputed. Community property states divide differently from equitable distribution states, and "equitable" does not mean "equal." Property owned before the marriage can become marital through commingling.
The pre-tax discount is a rough adjustment, not a tax calculation. Actual liability depends on brackets, timing, and account type. Retirement accounts often need a court order to divide.
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Working through a real settlement?
Divorcemap holds assets, debts, income, and support together in one case, so you can model the split live and print a summary both sides sign off on.