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Marital Balance Sheet

Assign what you own and owe, then see the payment that levels it.

Party A
$0
no items assigned
Party B
$0
no items assigned
Equalization payment
Even split, no payment needed

Setup

Names appear on the printed summary. Adjust the target split if you're not dividing evenly.

Percent of the marital estate. Not every settlement is even.
Applied to items marked pre-tax, so retirement dollars aren't counted as cash.

Assets and debts

Mark anything owned before the marriage, inherited, or gifted as separate. It stays out of the division. Classification rules vary by state.

ItemCategoryTypeValueClassificationGoes toPre-tax

Result

Marital estate, divisible
$0
Assets minus debts, after any pre-tax discount.
Separate property, excluded
$0
Kept by whoever owns it.
Party A receives
$0
$0 in property
Party B receives
$0
$0 in property
Equalization payment
None needed
The transfer that brings both sides to the target split.

What this is and isn't

This is arithmetic, not legal advice. It shows what a division looks like given the numbers you enter — it does not determine what either party is legally entitled to.

Whether an asset counts as marital or separate is governed by state law and is frequently disputed. Community property states divide differently from equitable distribution states, and "equitable" does not mean "equal." Property owned before the marriage can become marital through commingling.

The pre-tax discount is a rough adjustment, not a tax calculation. Actual liability depends on brackets, timing, and account type. Retirement accounts often need a court order to divide.

Nothing you type here is saved, sent, or seen by anyone. It stays in your browser and disappears when you close the tab.

Working through a real settlement?

Divorcemap holds assets, debts, income, and support together in one case, so you can model the split live and print a summary both sides sign off on.

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Disclaimer: Divorcemap is a mediation planning tool only. We are not attorneys, we do not provide legal advice or opinions, and nothing on this site creates an attorney-client relationship. All calculations, estimates, and settlement proposals are for informational purposes — use at your own risk. Consult a qualified attorney, CDFA®, or mediator in your jurisdiction for guidance specific to your situation.